Frequently Asked Questions
FutureCare is ready and willing to assist you with Medicare and Medicare Supplement / Medigap policies.
FutureCare works very closely with our Exclusive Carrier and will be offering live and in person events as scheduling permits and in accordance with Covid-19 Pandemic requirements. Please click HERE for our events and important dates calendar.
FutureCare LLC is about servicing our affiliated producers with more than just marketing and sales assistance. We are here to assist with issues such as membership issues (ie. ID Cards, Address Changes), enrollment assistance, marketing assistance, training and compliance Support and during certain periods of the year application submissions. We believe your time is better suited to growing your business rather than spending time on the phone or chasing down emails with one of our Exclusive Carriers.
There multiple periods where a Medicare beneficiary can enroll into a Medicare Plan.
Initial Medicare Enrollment Period: Most people get Medicare Part A (Hospital Insurance) and Part B (Medical Insurance) during this period. It starts 3 months before the beneficiary turn 65 and ends 3 months after he/she turn 65. Beneficiaries may choose to enroll in Medicare Plans as well as Medicare Supplement plans offered by provide insurance carriers.
Annual Enrollment Period: Established by CMS annually from October 15th through December 7th. During this period a beneficiary may Sign up for a Medicare Advantage plan, switch from one Medicare Advantage plan to another, sign up for a stand-alone Medicare prescription drug plan, switch from one stand-alone Medicare prescription drug plan to another, drop your Medicare Advantage plan and return to Original Medicare and/or drop your stand-alone Medicare prescription drug plan.
Medicare Advantage Open Enrollment Period: Established by CMS annually from January 31st through March 31st of each year. During this period beneficiaries may change from one Medicare Advantage plan to another, disenroll from his/her Medicare Advantage plan, pick up a stand-alone Medicare Part D prescription drug plan. Beneficiaries can only do this during this period if he/she has disenrolled from a Medicare Advantage plan.
Special Election Periods: SEPs vary by individual circumstances but if qualified, a beneficiary can generally sign up for a Medicare Advantage plan or a stand-alone Medicare PDP. Exactly when this period starts and how long it lasts depends on the individual’s situation. Contact CMS or the plan for additional information regarding the beneficiaries individual circumstance.
Blue Cross and Blue Shield of Illinois
Blue Cross and Blue Shield of New Mexico
Blue Cross and Blue Shield of Montana
Blue Cross and Blue Shield of Oklahoma
Blue Cross and Blue Shield of Texas
Answer: In order to become an agent or sub agent under a contracted agency for one of the listed states simply go the Contact Us page and fill out the online form for Onboarding Assistance or email us at support@futurecareacs.com.
We want to be the recruiter to ensure they are attached to FutureCare. On that contact us page, can one of the drop options be added for Onboarding Assistance.. we just need to make sure we capture who is to be onboarded, their name and email address… and the state/s they are requesting it for.
CMS limits marketing 2022 plans until October 1, of 2021. While you may be able to discuss certain plan information with beneficiaries you may not submit an application prior to October 15th.
CMS has established the Annual Enrollment Period as beginning on October 15th and ending on December 7th.
In accordance with the MCMGS as established by CMS, you must complete your certification before selling, soliciting or marketing any Medicare product to a beneficiary.
Medicare Advantage (MA), Medicare Advantage with Prescription Drug (MAPD), Prescription Drug Plan (PDP)
Agents wanting to certify to sell 2024 Medicare plans should click the corresponding state below. for complete instructions on how to certify for the following insurers.
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